Uber and Lyft are two of the most popular ride share companies in the United States. Individuals who are injured by Ride Share drivers need to file a legal claim with their own insurance company and obtain advice from a skilled personal injury attorney. If you suffered injuries due to the negligence of a negligent driver, then you can seek financial compensation for your injuries.
The Types of Damages Injured Victims Can Seek in Ride Share Accident Cases
If you suffer personal injuries due to the negligence of a Ride Share company driver, you can seek the following types of damages:
- Vehicle repair costs
- Medical expenses
- Prescription medication
- Emotional trauma
- Lost earnings
- Pain and suffering
Uber drivers, Lyft drivers, and other Ride Share drivers may engage in dangerous behavior while transporting passengers to their destination. The following distractions may cause a ride-share driver to cause an automobile accident:
- Driving at an excessive rate of speed
- Reading GPS directions while driving
- Texting while driving
- Distracted driving
These are not the only actions that can contribute to automobile accidents involving ride-sharing drivers. A skilled personal injury attorney can research the facts associated with the accident in which you suffered injuries. Also, an attorney can help you gather evidence such as witness statements, photographs, and videos. A Chicago Ride Share accident attorney can handle every aspect of your Ride Share accident case.
The Most Common Types of Injuries in Ride-Share Accidents
It is always necessary to seek medical attention after being involved in an automobile accident. You may be confused after an accident involving a ride-share driver. However, you need to remember to seek medical treatment as soon as possible after an accident. The following are some of the most common types of injuries suffered by RideShare accident victims:
- Bone fractures
- Neck injuries
- Back pain
- Traumatic brain injury
- Blunt force trauma
- Facial lacerations
Many other types of injuries may occur during a ride-share accident. Uber and Lyft drivers may ensure that passengers have their safety belts on prior to transporting them to their destination. It is possible for some Ride Share to be unable to confirm whether passengers are wearing their safety belts.
Insurance and Ride-Share Accidents
The RideShare company’s insurer may pay when a victim is injured by a RideShare company driver. The total amount of insurance coverage will depend on the facts of each individual case. The following regulations apply to ride-sharing companies:
If a Ride Share company driver is not logged into the Ride Share application, then the Ride Share company’s insurance policy is not applicable. All Ride Share Company drivers are required to possess automobile insurance. The Ride Share company driver’s automobile insurance covers damages caused during an automobile accident that happens while the Ride Share company driver is not logged into the Ride Share application.
The Ride Share company driver is considered “for hire” when the Ride Share application is on. Many Ride Share companies have insurance policies that offer up to $50,000 of coverage for individuals for bodily injury and up to $100,000 of total injury liability per accident caused by the driver.
Some Ride Share company insurance policies cover up to $25,000 in property damage caused by the driver. If the RideShare driver is on the way to pick up a passenger, then liability coverage is $1 million. Some Ride Share’s insurance policies offer $1 million in liability coverage and $1 million in bodily injury coverage.